About
About FinanceCalc
FinanceCalc helps people understand housing and loan costs with clear, private calculators that run entirely in the browser.
Who we are
FinanceCalc is an independent educational project focused on mortgage, refinance, loan, and affordability math. We are not a bank, lender, or broker. Our goal is to make the numbers behind a housing or loan decision easier to inspect—especially full monthly costs that include taxes, insurance, and PMI when they apply.
What we build
Most simple mortgage tools only show principal and interest. Real monthly housing cost also includes property taxes, homeowners insurance, and sometimes PMI. FinanceCalc focuses on that fuller picture—especially on our mortgage PITI calculator—so you can plan with more realistic numbers before you talk to a lender.
We also offer a loan calculator for personal and auto financing, a refinance calculator, a home affordability calculator based on the common 28/36 guideline, and practical guides that explain the concepts behind the tools.
Our principles
- Private by design: calculations run on your device. We do not require accounts to use the tools.
- Transparent math: clear breakdowns and amortization schedules you can inspect month by month.
- Educational, not advisory: FinanceCalc provides estimates only and is not a lender, broker, or financial advisor.
Important disclaimer
Results on this website are estimates for educational purposes and are not financial, tax, or legal advice. Actual loan offers depend on credit, lender rules, property details, fees, and local taxes. Always confirm figures with a licensed professional before making a decision.
How we build and review the site
The FinanceCalc Editorial Team maintains the tools and educational content. We document formulas and assumptions, test common edge cases, disclose limitations, and invite correction requests. FinanceCalc does not claim professional credentials it does not have.
Read the calculator methodology and editorial policy.
Contact
Email financecalc.support@gmail.com or visit our Contact page. For product notes, you can also use Feedback. Privacy details are in our Privacy Policy.